Insurance West
  • Flood Main
  • Flood Warning
  • Flood Insurance
  • Flood Prepardness
  • Flood Contact
  • Español

Call NowFor A Free Flood Quote Call 253-854-5505

Are You Ready For The Green River Flood?

Serious flooding may occur in some areas of King County this winter. Residents, business and farms below the Howard Hanson Dam inthe Green River Valley should prepare now for a higher risk of flooding

The higher risk is due to water seeping more rapidly through an earthen bank next to the dam after record high water last winter. U ntil the U.S. Army Corps of Engineers (Corps) can make repairs, it must limit the amount of flood water it stores behind the dam.

If heavy and prolonged rain occurs this flood season (roughly October through March), many homes and businesses in the valley that don't typically see flood water--including parts of Auburn, Kent, Renton, South Seattle and Tukwila--could be flooded.

Evacuations in some communities are possible. Key transportation routes and transit service could be disrupted, and power outages and sewage back-ups are possible even outside the immediate flood zone.

Prepare now by following the flood preparedness plan and help keep your family and property safe when the rains come.

BCvrReceive a Flood Starter Kit from inurance West. Fill in your email address below and submit.

Aprenda mas de La Presa de Howard Hanson (del U.S. Army Corps de Ingenieros

* Howard Hanson Dam Pool Restriction Fact Sheet (August 2009; 2 pages)
* Howard Hanson Dam Reduced Storage Capacity Frequently Asked Questions (August 2009; 3 pages)

Call Now

For A Free Flood Quote Call 253-854-5505

 

 

King County Flood Warning System

  • How to prepare for a flood
  • Important phone numbers and Web sites
  • National Weather Service; current flood watches, warnings and statements
  • Map of river basins in King County

King County provides funding to the United States Geological Survey to suppost the operation and maintenance of river and steam gages and related stages.

BCvrReceive a Flood Starter Kit from inurance West. Fill in your email address below and submit.

What is the purpose of the King County Flood Warning Program?

To warn residents and agencies of impending floodwaters on major rivers so they can take action and prepair temselves before serious flooding occurs. In most locations, the warning system provides at least 2 hours lead time before floodwaters reach damaging levels. This program does not take the place of individuals and local groups making their own flood disaster plans.

When does flooding and high water typically happen in King County?

Most commonly from November through February during periods of heavy rainfall or rapid snowmelt. Historically, King County rivers have flooding in every month but August.

How does the Flood Warning System operate?

When high water conditions are imminent, King County activates its Flood Warning Center. Operation of the Center is based on a four-phase warning system, issued independently for each river. The thresholds for phase are based on river gages which measure the flow and stage (depth) of the major rivers in various locations. King County staff monitor the gages on a 24 hour basis, so that actions can be taken depending on river conditions.

What other information is available from the Flood Warning Center?

King County (KC) works closely with the National Weather Services to obtain forecast information used to make flood predictions. Close coordination occurs with the KC Office of Emergency Management, Kc Roads, and other agencies to obtain up-to-date information about problem sites, road closures, evacuations and other emergency services. Coordination also occurs with the U.S. Army Corps of Engineers and Seattle Public Utilities regarding dam operations. Personnel at the Center are available to answer questions and help interpret gage readings during a flood event. The number is 206-296-4535 or 800-768-7932.

What can you do to avoid flood disasters?

Once a warning is issued by the National Weather Service or byKing County, residents should prepare for flooding. Becoming familiar with the relationships between upstream gage readings and local flood characteristics can help you prepair your individual emergency plan. Read what you can do before, during and after a flood. Residents should keep informed of changing river conditions and early preparations in case of major flooding.

Where do i get sandbags?

As resources permit, King County may make sandbags available to property owners for pick up in public locations, such as fire stations and roadsides. However, property owners should not rely on King County to provide these materials, as County supplies can be overwhelmed by demand. Some cities are alsoable to provide sand and sandbags for flood protection to their residents. citizens are encouraged to prepare for flooding by buying sand and sandbags from a vendor.

What does each phase mean?

At Phase I, County personnel are put on alert and preparations are made to open the Slood Warning Center. When a Phase II threshold is reached, the Center is opened. Staff at the Center monitor river gages and flood conditions around the clock, and gage information is updated hourly on a recorded message (call 206-296-8200 or 800-945-9263). When Phase III threshold is reached, incestigation cres are sent out to monitor flood control facilities (such as levees). Phase II-IV warnings are issued to police, fire departments, schools, other agentcies, and the public through news media, and in some neighborhoods through volunteer telephone trees.

Call Now

For A Free Flood Quote Call 253-854-5505

Why Buy Flood Insurance Today?


Four Reasons Why

  1. Army Corp of Engineers predicts over 35% chance of flooding this year.
  2. There is a 30-day waiting period before your flood insurance becomes active.
  3. Flood Insurance is relatively inexpensive
  4. Private flood insures have stopped selling flood insurance but you can still get FEMA backed policy by calling 253-854-550

How Much is Flood Insurance?
It only takes a few minutes to find out how much it will cost to protect your home or contents from flood damage.walmart

The cost of flood insurance varies:

  1. Depending on where you live,
  2. How your home is rated by FEMA,
  3. The amount of coverage you need.

Flood insurance is fairly inexpensive and starts for as little as $119 a year. Whatever the cost, it is certainly a lot less than the cost to replace all that you own. Thousands of people will potentially lose everything this year because they don't believe the flood will affect them. You can find out how much it will cost to protect you or your family by calling this number. Call 253-854-5505 for a flood insurance quote!

BCvrReceive a Flood Starter Kit from inurance West. Fill in your email address below and submit.

Flood Insurance Explained in Detail

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/ renters. Costs vary depending on how much insurance is purchased, what it covers, and the property's flood risk.

All policy forms provide coverage for building and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period-from date of purchase- before your policy goes into effect. That means now is the best time to buy flood insurance.

Home Flood Insurance

As a homeowner, its important to insure your home and its contents. Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for a floatflood. Your insurance premium will cary accordingly.

Moderate-to-Low Risk

Most homeowners in a moderate-to-low risk area are eligible for coverage at a preferred rate. Preferred Risk Policy premiums are the lowest premiums available through the NFIP, offering building and contents coverage for one low price. In fact, building and contents coverage starts at just $199 per year.

If your dont qualify for a Preferred Risk Policy, a standard rated policy is the only option for you. It offers separate building and contents coverage.

High-Risk

If you live in a high-risk area, a standard rated policy is the only option for you. It offers separate building and contents coverage.

The dwelling form provides insurance for buildings with one to four units, including single-family condominium units and townhouses. The deneral property form provides insurance for other- residential and commercial buildings. Both forms provide flood insurance on contents, if ou have purchased this optional coverage.

Flood insurance premiums are calculated based on factors such as:

  • Year of building construction
  • Building occupancy
  • Number of floors
  • The location of its contents
  • Its flood risk (i.e its flood zone)
  • The location of the lowest floor in relation to the elevation requirement on the flood map (in newer buildings only)
  • The deductible you choose and the amount of building and contents coverage

If your home is in a high-risk flood area and you have obtained a mortgage through a federally regulated or insured lender, you are required to purchase a flood insurance policy.

Renters Flood Insurance

RentersIf you are a tenant, it is wise to insure your contents. The policy premium is based on several factors including the flood risk of the building that you occupy.

Moderate-to-low Risk

Most renters in moderate-to-low risk areas are eligible for coverage at a preferred rate. Prefered Risk Policy premiums are the lowest premiums available through the NFIP, offering building and contents coverage for one low price. In fact, residential premiums start as low at $39 per year for Contents Only coverage.

If you dont qualify for Preferred Risk Policy, a standard rated policy is still available. Even though flood insurance isnt rederally required, nearly 25% of all NFIP flood claims occur in moderate-to-low risk areas.

High-Risk

If you live in a high-risk area, a standard rated policy is the only optiaon for you. It offers separate building and contents coverage.

Flood insurance premium are calculated based on factors such as:

  • Year of building construction
  • Building occupancy
  • Number of floors
  • The location of its contents
  • Its flood risk (i.e. its flood zone)
  • The location of the lowest floor in relation to the elevation requirement on the flood map (in newer buildings only)
  • The deductible you choose and the amount of coverage

Condo Flood Insurance

If you rent or own your condominium unit, its a good idea to purchase both building (if you own the unit) and contents coverage. If you are a tenate, contents only coverage is available. The policy premium is based on several factors includingthe flood risk of the building that you occupy.

Moderate-to-Low Risk

Most condo owners or renters in moderate-to-low risk areas are eligible for coverage at a preferred rate for condominiums in moderate-to-low risk area. Preferred Risk Policy premiums are the lowest premiums available through the NFIP, offering building and contents coverage for one low price. In fact, residential premiums start as low at $39 per year for contents only coverage.

If you dont qualify for Preferred Risk Policy, a standard rated policy is still available. Even though flood insurance isnt federally required, nearly 25% of all NFIP flood claims occur in moderate-to-low risk areas.

High-Risk

If you lice in a high-risk area, a standard rated policy is the only option for you. It offers separate building and contents coverage.

The Residential Condominium Building Association Policy (RCBAP)

This form of the Standard Flood Insurance Policy insures residential condominium associations and thus the building in which your unit is located.

Flood insurance premiums are calculated based on factors such as:

  • Year of building construction
  • Building occupancy
  • Number of floors
  • Number of units
  • The location of its contents
  • Its flood risk (i.e its flood zone)
  • The location of the lowest floor in relation to the elevation requirement on the flood map (in newer buildings only)
  • The deductible you choose and hte amount of building and contents coverage

If you own your unit and its located in a high-risk flood area, you will be required to purchase flood insurance if your lender is federally regulated or insured.

 

 

Call Now

For A Free Flood Quote Call 253-854-5505

10 Point Preparedness Plan

 

  1. Subscribe to RPIN.org and recieve alerts and updates during emergency flood events.
  2. Make emergency flood plan and assemble an emergency flood kit.
  3. Buy flood insurance now; it takes 30 days for a policy to take effect. Review your current policy; a standard insurance policy will not cover flood damage.Contact our insurance agent or use the link above.
  4. Purchace an inexpensive AM radio or NOAA weather radio with batteries in case of power outages for urgent news day and night.
  5. Monitor area news media for informaion in severe weather is predicted.
  6. Listen for alerts about evacuation routes or find the latest evacuation route information on this website.
  7. Monitor local road conditions and obey closure signs.
  8. Take medications and supplies with you, for those with medical needs.
  9. Be ready to relocate animals and livestock out of harms way.
  10. Minimize flood damage:
    • Store chemicals above possible flood levels.
    • Recycle chemicals or dispose of them at collection facilities or at the wastemobile. Qualifying small businesses in King County may use household disposal facilities (click for details).
    • Ensure underground storage tanks are sealed and secure
    • Learn how to use sandbags and locate where you can buy or get them ahead of time if needed for flood fighting.
    • Move Vehicles and equipment to high ground before flood water rise.
    • Keep Storm drains free of leaves and other debris.
    • Know who to call and how to protect yourself if flooding leads to sewer overflows into homes and businesses.

    BCvrReceive a Flood Starter Kit from inurance West. Fill in your email address below and submit.

Call Now

For A Free Flood Quote Call 253-854-5505

 

Flood Emergency Contact

 

National Flood Insurance Program 888-379-9531
Emergency Sandbags 206-764-3406
3 Days 3 Ways Emergency preparedness planning, building a kit, make a plan. Learn how! Regional preparedness for our unique Northwest Winters. Are you ready?
Sewage overflows Sewage can be a serious issue in major flood events. Learn how to be safe and report problems
Metro Transit disruptions Current information on Metro transit disruptions or reroutes due to inclimate weather or construction
King County Road 24/7 Helpline

206-296-8100 or 1-800-KC-ROADS

King County Road Alert Sign up to get road alerts via email or text message or look at current road closures in unincorporated King County.
Hazardous Waste Disposal 206-296-4692
Seattle Red Cross 206-323-2345 or 360-377-3761

BCvrReceive a Flood Starter Kit from inurance West. Fill in your email address below and submit.

 

 

 

 

 

 

Call Now

Llámen para una quotización gratiz de seguro de Inundación 253-854-5505

 


Están Preparados Para la Inundación del Green River Flood?

Inundación seria podría occucir en algunas areas de King County este invierno. Residentes, negocios, y granjas abajo de la presa de Howard Hanson en el valle del Green River deben prepararse ahora por un alto riesgo de inundación.

El riesgo es mas alto ahora porque agua se está pasando mas rápido por la contrafuerte al lado de la presa despues de tener la lluvia alta el año pasado. Hasta que el U.S. Army Corps de Ingenieros puede reparar el daño, es necesario que limiten la cantidad de agua que reserven atras de la presa.

Si lluvia prolongada occure esta estación de inundación (mas o menos entre Octubre y Marzo), muchos hogares y negocios en el valle podrían ser inundados bastante.
que por lo regular no tendrian inundaciones – incluye partes de Auburn, Kent, Renton, South Seattle, y Tukwila

Evacuaciones en algunos comunidades son posibles. Rutas de transporte y servicios de tránsito podrían ser interrumpidos, tambien cortes de energía podrían occurrir y alcantarillas podrían taparse afuera de la zona inmediata de inundación.

Preparense ahora atra vez del plan de preparación de inundación, para proteger a su familia y propiedad personal cuando llegue la lluvia.

BCvrSpanish

Recibe un paquete de inicio de Insurance West. Ponga su dirreción de correo electronico aqui y envíelo ahora!

 

Map



home | make a claim | payments | consumer guide | need sr-22 | faq's | locations
car quote | home quote | motorcycle quote | boat quote | rv quote